The sixteam AFC playoff contingent from 2012 hasn't missed a beat. All six have winning records and are a combined 144, with New England and Denver at 30, and Houston, Baltimore, Cincinnati and Indianapolis starting 21. The NFC? Not so much.One client of mine, Jerrel Jernigan from the New York Giants, hailing from the small town of Eufala, Alabama, told me that the police had to shut down the streets surrounding his family's home after the 2011 NFL Draft because of the hundreds of people who showed up to celebrate with Jerrel and his family. While Jerrel's drafting by the Giants instantly places him in the top 5 percent of income earners nationwide, what most people don't realize is that he will only earn this level of income for 3 to 4 years. While many of the folks who showed up that day in April 2011 to celebrate with Jerrel, it also instantly places him and his immediate family in the crosshairs of friends, extended family and neighbors who believe Jerrel is an instantaneous mi